SoCal Homes Solutions
SoCal Homes Solutions

We help families avoid Foreclosure!

We help families avoid Foreclosure!We help families avoid Foreclosure!We help families avoid Foreclosure!We help families avoid Foreclosure!

Our mission is to stand by your side, offering personalized solutions that address your needs & secure your future. 

We help families avoid Foreclosure!

We help families avoid Foreclosure!We help families avoid Foreclosure!We help families avoid Foreclosure!We help families avoid Foreclosure!

Our mission is to stand by your side, offering personalized solutions that address your needs & secure your future. 

Over $5 million

in equity saved for

homeowners

200+ families

stopped their

foreclosure

24 hours or less

to have a plan

mapped out

30 days or less

to be completely free

of this stress

Our Services and Expertise:

SoCal Homes Solutions navigates the complex process of loan modification for you, utilizing our insider knowledge and contacts to secure terms that make your mortgage manageable.

This empowers you to regain control over your finances and keep your home every step of the way.

Our Leaseback option provides the unique opportunity to sell your home, eliminate burdensome ownership costs, and then lease it back with the option to repurchase. This innovative approach offers you financial relief while keeping the door open to reclaim homeownership when you're ready.

Through the Equity Capture program, selling your home doesn't just mean moving on; it means moving up. By selling at a competitive price, you can unlock and utilize your home's equity upfront, providing you with the financial means to relocate and start anew with our comprehensive support and a cash advance

Frequently Asked Questions

Please reach us at socalhomessolutions@gmail.com if you cannot find an answer to your question.

A loan modification is a process where the terms of an existing loan agreement are modified or adjusted by the lender to make the repayment more manageable for the borrower. This adjustment could involve changes to the interest rate, the loan duration, or other loan terms.

Loan modifications can help borrowers in several ways:

Lowering Monthly Payments: One of the most common reasons for seeking a loan modification is to reduce monthly payments. This can be achieved by extending the loan term, which spreads out the payments over a longer period, or by lowering the interest rate.

Avoiding Foreclosure: For homeowners facing financial difficulties and the risk of foreclosure, a loan modification can provide an alternative solution. By renegotiating the terms of the mortgage, borrowers may be able to avoid foreclosure and stay in their homes.

Reducing Interest Rates: If interest rates have decreased since you took out your loan, a modification can allow you to take advantage of lower rates, resulting in savings over the life of the loan.

Changing Loan Type: In some cases, borrowers may be able to switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage through a loan modification. This can provide stability in monthly payments, which can be beneficial for budgeting purposes.

Catching Up on Missed Payments: If you've fallen behind on your payments, a loan modification can provide an opportunity to catch up by adding the missed payments to the loan balance and re-amortizing the loan.

Avoiding Default: By modifying the terms of the loan to make it more affordable, borrowers are less likely to default on their loans, which can have serious consequences for their credit score and financial stability.

Overall, a loan modification can provide much-needed relief for borrowers who are struggling to meet their loan obligations due to financial hardships. 

In a sale-leaseback, you would sell your home to an investor or buyer and then lease it back from them, allowing you to remain in the property as a tenant. This arrangement can provide you with immediate funds from the sale while allowing you to maintain residency in your home.

Equity capture refers to the process of acquiring or realizing the difference between the current market value of a property and the total amount of debt or financing against that property. 

The timeline for obtaining a cash advance from selling your home can vary depending on several factors, including the current market conditions, the speed of the real estate market in your area, and the specific terms negotiated with the buyer or investor.

In general, if you sell your home through a traditional real estate transaction, it typically takes around 30 to 45 days to close the sale and receive the proceeds. However, if you're looking for a faster option, such as selling to a real estate investor or through a quick cash sale, you may be able to expedite the process significantly.

Contact Us

Drop us a line!

Attach Files
Attachments (0)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

SoCal Homes Solutions

Hours

Mon

09:00 am – 05:00 pm

Tue

09:00 am – 05:00 pm

Wed

09:00 am – 05:00 pm

Thu

09:00 am – 05:00 pm

Fri

09:00 am – 05:00 pm

Sat

09:00 am – 05:00 pm

Sun

09:00 am – 05:00 pm

Foreclosure Survival Guide

Foreclosure Survival Guide_compressed (pdf)

Download

Copyright © 2025 SoCal Homes Solutions - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept